The vigorous work strategies employed by our representatives often yields positive results, negating the need for legal costs and headaches. Regardless of the outcome, you receive the benefit of research and data collection resulting from our efforts on your behalf. Litigation is costly yet sometimes necessary. Bowen & Associates can save you time and money by recommending when further action would be beneficial, coordinating information with your attorney, and maximizing your collection recovery.


There will be times when an account cannot be resolved through pre-legal means. When this happens, we will determine the suit-worthiness of the account, make our recommendation that suit should be filed and upon your approval, choose from our network of over 1500 licensed and bonded attorneys